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\r\n <!-' + '- google_ad_section_start -' + '->Insurance?<!-' + '- google_ad_section_end -' + '->\r\n
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\r\n <!-' + '- google_ad_section_start -' + '->I would be interested to know what others think about pet insurance, what do you think is the minimum cover required?
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\r\n \r\n 07-15-2011, 08:34 AM\r\n \r\n \r\n
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\r\n <!-' + '- google_ad_section_start -' + '->It costs way too much. I would only get it with puppies. I spend whatever it takes if my dogs get sick, but I can\'t afford the insurance.<!-' + '- google_ad_section_end -' + '-><!-' + '- AMS SECOND IN POST -' + '->\r\n
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\r\n \r\n 07-15-2011, 02:12 PM\r\n \r\n \r\n
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\r\n <!-' + '- google_ad_section_start -' + '->It isn\'t just a matter of health insurance, you need liability insurance in case your dog causes harm to other people.
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\r\n \r\n 07-15-2011, 02:40 PM\r\n \r\n \r\n
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\r\n <!-' + '- google_ad_section_start -' + '->You aren\'t talking about "pet insurance" you are talking about liability insurance. If you own your own home, you would be covered under the homeowners policy. It\'s going to be difficult if not impossible to find a "what if my dogs hurts someone" type of insurance. Some companies that sell homeowners insurance won\'t sell it to people who own certain breeds of dogs.<!-' + '- google_ad_section_end -' + '->\r\n
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<!-' + '- google_ad_section_start(weight=ignore) -' + '->Bill
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\r\nDogs are our link to paradise. They don\'t know evil or jealousy or discontent. To sit with a dog on a hillside on a glorious afternoon is to be back in Eden, where doing nothing was not boring-it was peace. - Milan Kundera<!-' + '- google_ad_section_end -' + '->
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\r\n \r\n 07-16-2011, 10:31 AM\r\n \r\n \r\n
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\r\n <!-' + '- google_ad_section_start -' + '->Bill in England insurance is different, we don\'t have home owners insurance, we have buildings insurance and contents insurance, neither would cover liability issues relating to your dog. Pet insurance usually covers liability issues as well as costs relating to a lost dog and medical costs.
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\r\n \r\n 07-16-2011, 10:57 AM\r\n \r\n \r\n
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\r\n <!-' + '- google_ad_section_start -' + '->Pet insurance (in uk) varies considerably. You should read reviews and comparisons before deciding what is best for you. Personally I think it is sensible to have some insurance so that you are covered for liabilities, even well trained dogs behave unexpectedly sometimes eg a hurt or frightened dog could run into the road and cause an accident.
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\r\n \r\n 07-16-2011, 10:58 AM\r\n \r\n \r\n
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\r\n <!-' + '- google_ad_section_start -' + '->OK, sorry 
I guess things are different on both sides of the Atlantic. <!-' + '- google_ad_section_end -' + '->\r\n
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<!-' + '- google_ad_section_start(weight=ignore) -' + '->Bill
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\r\nDogs are our link to paradise. They don\'t know evil or jealousy or discontent. To sit with a dog on a hillside on a glorious afternoon is to be back in Eden, where doing nothing was not boring-it was peace. - Milan Kundera<!-' + '- google_ad_section_end -' + '->
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\r\n \r\n 07-17-2011, 10:09 AM\r\n \r\n \r\n
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\r\n <!-' + '- google_ad_section_start -' + '->It is interesting to know that such things are different in different places, but it seems we have one thing in common - it\'s expensive!
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\r\n \r\n 07-17-2011, 01:31 PM\r\n \r\n \r\n
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Originally Posted by
Justontime\r\n
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It is interesting to know that such things are different in different places, but it seems we have one thing in common - it\'s expensive!
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\r\n \r\n 07-18-2011, 10:58 PM\r\n \r\n \r\n
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\r\n <!-' + '- google_ad_section_start -' + '->Veterinary treatment is so expensive, just keeping up with all the ordinary things is a challenge, but if a dog develops a long term illness it can be a huge burden. My mum has a dog with epilepsy and a heart problem, he also needs regular eye medication. It adds up to about £100 per month.
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\r\n <!-' + '- google_ad_section_start -' + '->There are so many different companies and types of coverage. Consumer Reports said that Pet Insurance was not a good idea. But then again... it is not their dog... All I know is that I would sell my house or my blood for that matter to get my dog the care she needs. When I was interviewing vets, one of the questions that I asked was what if something happened and I didn\'t have the money right then, if she is an established patient, would you treat her? Of course if I had to I would use a credit card or something, I just wanted to see his commitment to my dog\'s well being.<!-' + '- google_ad_section_end -' + '-><!-' + '- AMS FIRST IN POST -' + '->\r\n
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\r\n \r\n 07-27-2011, 05:00 PM\r\n \r\n \r\n
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\r\n <!-' + '- google_ad_section_start -' + '->I think I"ve said it before, but I have literally spent thousands on my dog\'s health care. I maxed out credit cards in the past. I will do anything for my babies.<!-' + '- google_ad_section_end -' + '-><!-' + '- AMS SECOND IN POST -' + '->\r\n
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\r\n <!-' + '- google_ad_section_start -' + '->We had it on 2 of our cats and to me I would not do it again. the only time it paid out to have it was when our cat had to have xrays for when he was limping.<!-' + '- google_ad_section_end -' + '->\r\n
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\r\n \r\n 07-27-2011, 07:56 PM\r\n \r\n \r\n
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\r\n <!-' + '- google_ad_section_start -' + '->I was surprised at how much vet care cost varies from state to state... almost like gas prices I guess. A friend needed a surgery for her dog. She was smart enough to do her homework first and found a good vet that did the same surgery, even used better suture material, for hundreds of dollars less, just by driving across the state line. (For us that is not that far) I recently learned of a neuter clinic that was a lot cheaper if you cross the state line. I just assumed that vet care cost the same everywhere.<!-' + '- google_ad_section_end -' + '->\r\n
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\r\n <!-' + '- google_ad_section_start -' + '->We don\'t have state lines to worry about but vet care charges vary quite a lot here too. Animal medication is so expensive.
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\r\n \r\n 07-27-2011, 10:40 PM\r\n \r\n \r\n
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\r\n <!-' + '- google_ad_section_start -' + '->I don\'t have pet health insurance because my animals were all re-homed and the cost to insure them was a stupidly high. However if you get the dog as a puppy and you shop around for good insurance, then it gives you a bit of security. If you have several dogs it is probably best to put the money aside and apply it to whichever dog needs the vet next,
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\r\n \r\n 07-28-2011, 01:29 PM\r\n \r\n \r\n
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\r\n <!-' + '- google_ad_section_start -' + '->Yes...and do everything we can to keep them healthy, proper diet & exercise, etc.. and keep your fingers crossed.<!-' + '- google_ad_section_end -' + '->\r\n
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\r\n \r\n 07-28-2011, 10:42 PM\r\n \r\n \r\n
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\r\n <!-' + '- google_ad_section_start -' + '->That is a good point petparent, there is a lot we can do to keep our pets happy and healthy and keeping on on top of all the regular stuff can save a lot of expense in the future.
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\r\n \r\n 07-29-2011, 03:22 PM\r\n \r\n \r\n
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\r\n <!-' + '- google_ad_section_start -' + '->In Michigan it is legal to give your dog all vaccines except rabies. I never give my dog any of her shots because I am afraid that I wouldn\'t do it right or that the serum would not be stored at the right temperature during shipping, I just don\'t feel at all qualified. I know some people do and they save a ton of money, it is just not right for me.<!-' + '- google_ad_section_end -' + '->\r\n
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\r\n \r\n 07-29-2011, 09:06 PM\r\n \r\n \r\n
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Originally Posted by
PetParent\r\n
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In Michigan it is legal to give your dog all vaccines except rabies. I never give my dog any of her shots because I am afraid that I wouldn\'t do it right or that the serum would not be stored at the right temperature during shipping, I just don\'t feel at all qualified. I know some people do and they save a ton of money, it is just not right for me.
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\r\n \r\n 07-30-2011, 12:13 PM\r\n \r\n \r\n
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\r\n <!-' + '- google_ad_section_start -' + '->The only one that is required is Rabies, the others are encouraged by vets but not required by law. You cannot get your dog a license in Michigan without a Rabies certificate. For the other shots, you may opt to take a blood test to see if they even need them. Some vets still stay always vaccinate while others are saying that there are risks involved in giving your dog vaccines that they don\'t really need every year. What I have read about it interests me and confuses me at the same time. lol<!-' + '- google_ad_section_end -' + '-><!-' + '- AMS FIRST IN POST -' + '->\r\n
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\r\n \r\n 07-29-2011, 07:11 PM\r\n \r\n \r\n
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\r\n <!-' + '- google_ad_section_start -' + '->I do not think I could give the shots myself. I have heard of others doing this but I could not stomach it.<!-' + '- google_ad_section_end -' + '-><!-' + '- AMS SECOND IN POST -' + '->\r\n
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\r\n \r\n 07-30-2011, 10:12 PM\r\n \r\n \r\n
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\r\n <!-' + '- google_ad_section_start -' + '->We don\'t have dog licences, but we are encouraged to get their injections every year. We don\'t do the rabies one unless the dog is going abroad.
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\r\n \r\n 07-30-2011, 10:43 PM\r\n \r\n \r\n
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\r\n <!-' + '- google_ad_section_start -' + '->How much does a dog licence cost? Do you have to renew it every year or does it last longer than that?
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\r\n \r\n 07-31-2011, 12:10 AM\r\n \r\n \r\n
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\r\n <!-' + '- google_ad_section_start -' + '->In my town all pets have to have their vacinations, including rabies.<!-' + '- google_ad_section_end -' + '->\r\n
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\r\n \r\n 07-31-2011, 12:17 PM\r\n \r\n \r\n
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\r\n <!-' + '- google_ad_section_start -' + '->What vaccinations does that include? Here they are for Canine Parvovirus, canine distemper, Infectious Canine Hepatitis and Leptospirosis, the kennel cough one is an extra if needed.
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\r\n \r\n 07-31-2011, 08:43 PM\r\n \r\n \r\n
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\r\n <!-' + '- google_ad_section_start -' + '->I have only given her the kennel cough one when she was going to kennels (because it was required). It goes into the nosteril but it makes her sneeze so I probably had as much protection from kennel cough as she did!
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\r\n \r\n 08-26-2011, 10:44 AM\r\n \r\n \r\n
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\r\n <!-' + '- google_ad_section_start -' + '->I\'m in South Africa and here it\'s not the norm to get insurance. Don\'t know why, because it is not that expensive and more and more medical aids offer cover for your pets aswell. We just adopted a dog from the SPCA and we are definitely looking into getting medical aid for him.<!-' + '- google_ad_section_end -' + '->\r\n
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\r\n \r\n 08-26-2011, 08:27 PM\r\n \r\n \r\n
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\r\n <!-' + '- google_ad_section_start -' + '->It is interesting to find out how things work in different countries, thanks for telling us about the situation in South Africa margot, is veterinary treatment expensive there?
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\r\n \r\n 09-21-2011, 10:05 AM\r\n \r\n \r\n
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\r\n <!-' + '- google_ad_section_start -' + '->Pet Doctors (UK) have a Healthy Pets Club that is supposed to save you some money - don\'t know how it works though. Also, although I think you would still have to give the cat or dog the rabies vaccination before going abroad, you won\'t have to pay for the serology test from next year, which should save about £50 or thereabouts. I used to have my cats insured with Sainsbury\'s and that included something toward the cost of advertising if they got lost! They usually have a discount for more than one. I think it would be very expensive to insure some dogs that are special breeds as they are prone to certain conditions that the insurance companies know they would certainly have to start paying out for at some point in that pet\'s life!<!-' + '- google_ad_section_end -' + '-><!-' + '- AMS TENTH IN POST -' + '->\r\n
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\r\n\r\n<!-' + '- AMS BELOW 30 POST -' + '->';
pd[2020] = '\r\n
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\r\n \r\n 10-17-2011, 05:54 AM\r\n \r\n \r\n
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\r\n <!-' + '- google_ad_section_start -' + '->I have my pet get the shots from the Vet. I just want to make sure she\'s healthy rather than spending a lot on curing her just because I didn\'t get her vaccinated before.<!-' + '- google_ad_section_end -' + '-><!-' + '- AMS FIRST IN POST -' + '->\r\n
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\r\n\r\n<!-' + '- AMS BELOW 31 POST -' + '->';
// next/previous post info
pn[985] = "2020,988";
pn[0] = ",985";
pn[988] = "985,993";
pn[993] = "988,998";
pn[998] = "993,1001";
pn[1001] = "998,1004";
pn[1004] = "1001,1005";
pn[1005] = "1004,1015";
pn[1015] = "1005,1026";
pn[1026] = "1015,1034";
pn[1034] = "1026,1190";
pn[1190] = "1034,1198";
pn[1198] = "1190,1202";
pn[1202] = "1198,1205";
pn[1205] = "1202,1208";
pn[1208] = "1205,1215";
pn[1215] = "1208,1222";
pn[1222] = "1215,1226";
pn[1226] = "1222,1230";
pn[1230] = "1226,1240";
pn[1240] = "1230,1245";
pn[1245] = "1240,1237";
pn[1237] = "1245,1250";
pn[1250] = "1237,1251";
pn[1251] = "1250,1254";
pn[1254] = "1251,1255";
pn[1255] = "1254,1258";
pn[1258] = "1255,1502";
pn[1502] = "1258,1503";
pn[1503] = "1502,1848";
pn[1848] = "1503,2020";
pn[2020] = "1848,985";
// cached usernames
pu[0] = guestphrase;
pu[3] = "Justontime";
pu[7] = "Orrymain";
pu[9] = "Bill";
pu[5] = "kernow";
pu[122] = "JennTroynLuca";
pu[193] = "PetParent";
pu[6] = "luv2write";
pu[201] = "margot";
pu[354] = "milomum";
pu[46] = "Kristen";
// -->
-
Insurance?
I would be interested to know what others think about pet insurance, what do you think is the minimum cover required?
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